12/19/2022 Overcoming Financial Trauma Episode 7: "First-Gen Financial Trauma" w/ Amanda GodlewskiRead NowFinancial Trauma, Podcast
In this episode I interview Amanda Godlweski.
We discuss her journey as a first-gen Latina and the intersections of her experiences in law, higher education, as a mother, and more. Amanda is the Founder of Mija Learns. A Latina and first generation attorney, she found herself navigating finances and entrepreneurship on her own. Now she's on a mission to educate professionals and entrepreneurs on how to build wealth and build business. With over ten years of experience as an entrepreneur and advising in both the public and private sectors, she shares her knowledge so that you can reach your potential and live your purpose. Website: www.mijalearns.com LinkedIn Profile: https://www.linkedin.com/in/amandagodlewski/ 12/9/2022 Overcoming financial trauma podcast episode 6: "I aspired to be poor" a reflection and a celebrationRead NowFinancial trauma, podcast
I was in the middle of editing another killer interview when it occurred to me that I'm celebrating 3 years of delivering a TEDx talk and writing the best selling book "Financially Irresponsible".
This episode was actually my first live streamed podcast episode and I talk about the gift of time, growth, and wisdom in my messaging over the years. It's easy listening and reaffirming of the work I've done and continue to do in this space. To check out the TED talk you can visit : https://www.youtube.com/watch?v=31v3YdCd8YE To check out my best selling book "Financially Irresponsible" you can visit: https://a.co/d/jdsz5gK To subscribe to my Substack you can visit: RahkimSabree.substack.com 12/2/2022 OVERCOMING FINANCIAL TRAUMA PODCAST EPISODE 5: "THERAPY SAVED MY LIFE" W/ MEL THE PROPHETRead Nowfinancial trauma, podcast
In this episode I get to take a break from stuffy "academia" and have a conversation with my friend from college Mel The Prophet.
What I really enjoyed about this episode is that it's super relatable content about finding yourself internally and stumbling on a path seemingly by coincidence. Mel and I talk about:
He's got a lot going on from music to fitness and constantly shows up to demonstrate that it's "cool" to be yourself and to talk about your feelings. His website: www.help1self.com His Fitness brand is www.mixmatchtraining.com He's on Instagram at Instagram.com/meltheprophet You can find his latest single "Lo Siento" at https://artists.landr.com/692531991249? and his artist link at https://www.flowcode.com/page/meltheprophet 11/25/2022 OVERCOMING FINANCIAL TRAUMA PODCAST EPISODE 4: "The Marshmallow Test" w/ martha menardRead NowFinancial trauma, Podcast,
We're back with another action packed episode.
In this episode I talk with Martha Menard, Ph.D. Martha Brown Menard, PhD, has experienced financial trauma, and brings that perspective to her work as a behavioral research scientist and director of financial coaching for Questis. After a previous career in integrative health, where she also worked with trauma survivors, she is now pursuing her passion for helping others become financially healthy. She is a member of the Association for Financial Counseling and Planning Education and the Financial Therapy Association, and a first-generation college student. She is open to connecting on LinkedIn at https://www.linkedin.com/in/marthamenard/ We discuss different topics around financial psychology including:
We also issue several shoutouts to Questis, The Financial Therapy Association, The AFCPE, Dr. Brad Klontz, and Saundra Davis. You can find me on all social media @RahkimSabree (no hyphens, underscores, or periods), my website at www.RahkimSabree.com and my newsletter "Overcoming Financial Trauma" at rahkimsabree.substack.com 11/18/2022 OVERCOMING FINANCIAL TRAUMA PODCAST EPISODE 3: "Do We Worship Money and Does That Contribute To Financial Trauma?"Read NowFinancial Trauma, Podcast
This is my first solo episode since the intro and I thought this an interesting topic to approach with motivations coming from a Tik Tok video, the book turned series "American Gods", and my own life experiences. In this episode I break down the concepts of:
You can find me on all social media @RahkimSabree (no hyphens, underscores, or periods), my website at www.RahkimSabree.com and my newsletter "Overcoming Financial Trauma" at rahkimsabree.substack.com 11/10/2022 Overcoming Financial Trauma Podcast Episode 2: "Don't Allow Your Struggle to become your identity" w/ tiffany grantRead NowFinancial trauma, Podcast,
Episode 2 was a BANGER!
Episode 2 was a banger! I got to catch up with my personal finance bff Tiffany Grant. Tiffany Grant is an Accredited Financial Counselor and award-winning personal finance blogger, podcaster, coach, and educator. She has been featured on Yahoo Finance, CNBC, Essence, and Acorns as an expert on side hustles, business, and money. Tiffany has helped many people become more in tune with their money by providing financial education in a down-to-earth and relatable format! She graduated with a Bachelor of Business Administration and Management from the University of North Carolina at Pembroke. In addition, she holds a Master of Business Administration from the University of North Carolina at Greensboro. Tiffany also holds the SHRM-CP designation and is a Lean Six Sigma Yellow Belt. She offers a variety of services and her hub for business contact is her website www.moneytalkwitht.com Tiffany and I touched on a variety of topics from:
She can be reached on ALL social media @moneytalkwitht You can find me on all social media @RahkimSabree (no hyphens, underscores, or periods), my website at www.RahkimSabree.com and my newsletter "Overcoming Financial Trauma" at rahkimsabree.substack.com FINANCIAL TRAUMA, PODCAST
In my very first episode I had the opportunity to interview Aja Evans!
Aja Evans is a board certified therapist, speaker and writer specializing in financial therapy. The truth is, money impacts every facet of our lives and has the power to shift how we feel both physically and emotionally. With an acute understanding of this reality, Aja’s expertise sits at the intersection of mental health and all things money. Her work has been seen in several media outlets including Bloomberg, NerdWallet, and Business Insider. In addition to media coverage, Aja has a quarterly column with Square. She is a woman on a mission to get people engaged in living their best lives while attuning to their thoughts, feelings, and behaviors around money. Aja and I talked about our distinctly different upbringings financially, being the representation we needed to see in the financial therapy space, the path to becoming a financial therapist and so much more! You can find Aja on instagram at AjaEtherapy or on her website at www.Ajaevanscounseling.com You can find me on all social media @RahkimSabree (no hyphens, underscores, or periods), my website at www.RahkimSabree.com and subscribe to my newsletter "Overcoming Financial Trauma" at rahkimsabree.substack.com FINANCIAL TRAUMA, PODCAST
In this episode I introduce the podcast, the phrase "financial trauma", and my reasons for finally pressing "GO" on podcasting. This is a short one just to give you a taste of what's to come and I hope you'll subscribe and keep coming back for more. You can follow me @RahkimSabree on all social media (no hyphens, periods, or underscores) and subscribe to my substack at http://rahkimsabree.substack.com
Website -> RahkimSabree.com Book referenced : "Post Traumatic Slave Syndrome" by Dr. Joy DeGruy FINANCIAL TRAUMA,Let me tell you why this matters in your personal finances.
When something traumatic happens to you it can be very easy to revisit that experience in your mind as you comb over details and what if scenarios. The problem with this is that your brain doesn’t distinguish between it actually happening and you reliving it in your mind. So as you remember that trauma you re-experience it chemically by way of emotions. Those chemicals tell us to fight or flight. It constantly puts you in a survival state… are we thinking the most rationally in that state? Absolutely not. We might develop a habit in that state that says this is a means to an end. I’m sad/hurt/angry/scared and I need to cope so I’ll splurge (retail therapy). Now you made yourself feel good by coping… but you never addressed the trauma so now when you feel trauma you what? Let’s take it bigger. Your trauma is tied into your economic status. You NEED to make decisions to survive. You buy ramen because it's affordable, you stash money because you never know what can happen. You are afraid to lose what you have because it’s all you’ve got. You are stuck. The problem is, our bodies weren’t designed to withstand long term stress. Poverty is more than a lack of money, it’s a wretched state of being. Poverty is a traumatic experience that impacts how we view, believe, use, and grow money. Having anxiety, fear, or guilt as a result of long term financial trauma is normal but staying there is an addiction. Especially if you know better. Why can’t you budget, or save, or invest? Because you’re addicted to trauma. Even as your financial situation changes the effect of that trauma can be lasting because you’ve learned how to operate in that trauma. Now you feel anxious you have money instead of bc you don’t. You feel guilty spending or investing because “it can go to better things”, etc. Now you just make more money but repeat similar patterns and behaviors because you haven’t moved away from your trauma. Financial literacy doesn’t fix this. Financial empowerment does. This is why I say money management is mindset management. FINANCIAL TRAUMA, MONEY
Earlier this week I tweeted that “Black trauma has a direct relationship with Black spending, lack of saving, and aversion to investing” in response to a reflection I had on the Derek Chauvin trial, the killing of Daunte Wright, and the seemingly never endless assault on our senses with Black lives being extinguished. “If I don’t believe I'm going to live into my 20s, 30s, 70s, and 80s then why do I need to plan for the future? YOLO right?” I tweeted as a rhetorical follow up question while thinking of the work I do to empower and educate anyone and everyone on the importance of financial literacy.
“What do you feel is the most important financial literacy subject?” I’m asked on a panel via Experian’s Twitter chat, “The most important subject is actually an often neglected one and that is cultural competence related to mindset”, I respond. It takes more than a financial education to break through the constant traumas associated with seeing people who look like you, Black people, assaulted and killed with minimal (and far too often nonexistent) repercussions. So I ask again, why should I invest, save, build credit, budget, and plan for retirement when my existence is not guaranteed to benefit from it? How do you convince a generation of young people growing up on YOLO (a popular acronym that stands for you only live once) that their Black life does indeed matter and that despite the many obstacles they will face it’s worth being optimistic and executing on disciplines like paying themselves first, investing in their ROTH IRA, or learning about how to build credit? You take a 3 step approach to helping to empower them. See Related: Here are 10 answers to why financial education is important Acknowledge the trauma -- Refusing to acknowledge that race, culture, economic status, and lived reality influence how well someone will absorb financial education material is a sure fire recipe for failure. At best, you’ll have an engaged audience who don’t know how to apply the lessons to their current reality and at worst you’ll have a disengaged audience who don’t believe financial freedom is for them. By acknowledging the trauma and creating a safe space to discuss beliefs around money, how it should be used, and what are current views and reality around money you can get your audience to reveal the roadblocks in their mind around what financial success looks like. Representation -- By pointing to successful examples of individuals your audience can relate to via where they come from, obstacles, age, etc. You address the limiting belief that says “that’s not for me”. How many times are Black students exposed to Black financial educators they can relate to in comparison to the Dave Ramsey’s, Suze Orman’s, Robert Kiyosaki’s, and Tony Robbins of the world? Why aren’t the Farrah Gray’s, Daymond John’s, Sean Carter’s, Nasir Jones’, Tiffany Aliche’s, Ayesha Selden’s, or any other Black investors, financial educators, or financial success stories invoked? Representation says I see your obstacles and I raise you my drive to get it done and I have a blueprint for what that success looks like through these people. See Related: Why representation matters in financial education efforts!! Provide Solutions -- One of the most common remarks I hear when working with students, clients, or peers is “we didn’t learn this at home or in school”. Sometimes we need to get into real world solutions for real world problems that don’t exist in a handbook or manuscript that tells you how to educate on finance. Providing solutions might involve active listening to the problems your audience has and giving them the tools they need to solve those problems or, at the very least, to see the light at the end of the tunnel. Black trauma, generational trauma, has shaped how we view money, use money, abuse money, and misunderstand money for far too long. It’s time for financial educators to face that trauma head on and take steps to empower Black lives. |